FairMoney, a leading mobile banking institution for emerging markets, is seeking a skilled Data Analyst to join its growing team in a highly rewarding role.

About the Company

Founded in 2017, FairMoney operates primarily in Nigeria, having attracted significant funding from global investors. With a strong international presence and offices in multiple countries, the company is rapidly expanding its reach.

As part of its mission, FairMoney is committed to developing a top mobile banking platform and point-of-sale (POS) solution tailored to emerging markets. Initially launched as a digital microcredit app for Android and iOS, FairMoney now offers a full range of financial products, including current and savings accounts, debit cards, and advanced POS solutions for merchants and agents.

Position: Data Analyst

Salary: ₦300,000 to ₦500,000 monthly

Job Type: Full Time

Location: Lagos (Hybrid)

About the Role

You will be working as a Collections Analyst in the Risk department and will be responsible for driving the growth of our portfolio in Nigeria. Your mission is to ensure portfolio performance according to the company OKRs, offering the best-tailored credit services to as many clients as possible. Your goal is to build FairMoney as a Tier 1 digital lender in Nigeria and you will be a key Business Partner to achieve the same.

As the Collections Analyst for the Nigerian business, you will be part of a team that plays a critical role in managing FairMoney’s ability to grow in the market. You will be one of the key stakeholders and contributors in decisions revolving around the business and product strategies.

Main Duties

  • Assist in the development of collections strategy.
  • Strategic campaign planning and optimization of new and existing collections models.
  • Utilize data sets to perform analytics and propose solutions.
  • Own the collections performance metrics– recovery rates, roll rates, dialler metrics, collections operational metrics
  • Collaborate with Collections Operations team on a daily basis.
  • Communicate the performance results and other findings with the respective stakeholders
  • Design and implement experiments to optimize recoveries.
  • Implementing the best possible methodologies in improving collections performance.

Qualifications

  • At least 2 years experience with exposure to Fintech / retail banking credit risk (consumer loans) / NBFCs
  • Expert in credit risk analysis/underwriting principles, methods, and practices
  • Proficient SQL user, with reasonable experience with BI tools like Tableau, PowerBI, or similar
  • Strong quantitative analysis experience
  • Strong attention to detail and ability to notice discrepancies in data
  • Impeccable understanding of financial statements, ratios, and concepts
  • Strong communication skills

Benefits

  • Private Health Insurance
  • Pension Plan
  • Training & Development
  • Hybrid work
  • Paid Time Off

Recruitment Process

  1. Screening interview with a Senior Recruiter- 30 minutes.
  2. Technical Assessment
  3. Technical Interview with the Lead Risk Manager for 45-60 minutes.

Required Documents

  1. CV/Resume
  2. Cover Letter

Application Process

Interested and qualified candidates should kindly CLICK HERE to apply

Application Deadline

Open until filled